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Lutheran Church Extension Fund

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about us

LCEF has served as the financial extension of The Lutheran Church—Missouri Synod (LCMS) since 1978, offering funding and resources in support of the Church. When you invest with LCEF, you're providing for the creation and growth of congregations and ministries across the country.

LCEF empowers LCMS ministries with every dollar invested. And with nearly 60,000 investors, we’ve been able to make a difference for thousands of ministries. We provide customized loans and support services to new and growing ministries as well as loans for Rostered Church Workers who dedicate their lives to sharing the Gospel.

How Can LCEF Help You? Video

LCEF Pacific Southwest District Office

1540 Concordia Drive, Irvine, California 92612

Tyler Fewins

District Vice President

949-854-3232 ext. 207 -

Gail Kanneg

Administrative Assistant

949-854-3232 ext. 205 -

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Congregation Loans

Financing a loan to purchase property, construct a new facility or renovate your existing facility is a major undertaking. LCEF understands your congregation’s desire to serve people in God’s name while being fiscally responsible. That’s why we offer Congregation Loans for churches within the LCMS.

LCEF will guide you through every step of your church financing process with care and professionalism.


For more information about Congregation Loans, contact Tyler Fewins.

Rosterd Church Worker Loans

LCEF is pleased to offer home purchase and refinance loans to ordained and commissioned LCMS Rostered Church Workers (RCWs) on active or emeritus status. 

For more information about RCW loans, click here.

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Where investments build ministry


When it comes to your financial needs, Lutheran Church Extension Fund offers investment for everyone from babies to grandparents. and when you invest with LCEF, you are not only supporting LCMS ministries - you are also partnering with a financial institution that shares your Lutheran beliefs.

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You and your ministry have a vision and are ready to move forward. LCEF offers critical demographic support that can help complete necessary groundwork before you move into action.

Click the button above for the MissionInsite Registration Instructions

or contact Gail Kanneg for assistance with a demographic study.

The Kaleidoscope Fund, a granting program established in 2016 by Lutheran Church Extension Fund (LCEF), helps ministries shine brightly and share the Gospel.

Watch for information on when 2023 proposals will be available.


The committee will then select ministries from these proposals to apply for a grant.

Funds will be granted in amounts between $15,000 and $75,000.

*Note: LCEF Articles of Incorporation and Synod Bylaws prohibit LCEF from distributing net

operating results to Auxiliaries, RSOs, seminaries, colleges, or universities of the Synod.

Click the button above for information on Kaleidoscope grants, eligible entities, and grant purposes.

Ministry solutions

LCEF’s Capital Campaign helps your ministry to coordinate a fundraising effort designed to raise a specific dollar amount within a three-year giving period. Your Capital Funding Services (CFS) consultant will design a customized program for your LCMS ministry’s unique circumstances.

Click the button above for information.

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