Lutheran Church Extension Fund

Pacific Southwest District Staff

Gary Spencer
Vice President
949-854-3232 ext. 217
gary.spencer@psd-lcms.org
Rob Wickord
LCEF Assistant Vice President
949-854-3232 ext. 207
rob.wickord@psd-lcms.org

Gail Kanneg
Administrative Assistant
949-854-3232 ext. 205
gail.kanneg@psd-lcms.org


The mission of the Lutheran Church Extension Fund is:


"To support the Church in fulfilling its mission of sharing
the Gospel of Jesus Christ by being a Christ-centered servant
partner of the LCMS, ensuring that the funds and services
are available now and in the future."
 
 

The Natural Disaster Loan Program helps ministries more quickly return their focus to serving the people of their communities and sharing the Gospel of Jesus Christ.
Natural Disaster Loan Program

This loan and building assistance program is effective immediately and available to all eligible LCMS organizations and rostered church workers located in natural disaster areas as declared by federal, state or local officials. LCEF will work alongside
organizations and church workers in need of loan funding (new or adjustment of existing LCEF loans) and/or facility redesign, repair and construction with services from our architects and members of Laborers For Christ and NAILS.

Natural Disaster Loan Program For LCMS Organizations
·         Loan structured over 60 months.
·         First 12 months: 0% interest, no payment required.
·         Remaining 48-months: Principal amortized at cost of funds.
·         Fees: Loan origination fee waived.

All loans are subject to loan underwriting and LCEF’s issuance of and terms of a commitment letter.
If your organization currently has a loan with LCEF, you may be eligible for other considerations.

To Start The Process
Contact your District Vice President. They are a valuable resource and your local representative in the process.

Facility Planning, Construction, Improvements
LCEF will work alongside your ministry in need of design planning and construction with services from our architects and members of Laborers For Christ and NAILS. Administrative fees associated with these services are waived if used in declared natural disaster areas. Learn more about these services.
 

Natural Disaster Loan Program For Rostered Church Workers
·         First 12 months: 0% interest, no payment required.
·         Loan balance due at end of 12 months or amortized up to 72 months based on market rate and established LCEF lending guidelines.

All loans are subject to loan underwriting and LCEF’s issuance of and terms of a commitment letter.
If you currently have an RCW loan with LCEF, you may be eligible for other considerations.

To Start the Process
If you have questions, you may contact us.
 

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Investments
LCEF offers a variety of investment opportunities for individuals and congregations at attractive, competitive rates:

•  demand certificates
•  term certificates
•  StewardAccount
•  growth certificates

Loans
Investments, large and small, are the financial resource which enables LCEF to provide low interest loans to congregations and professional church workers so that “space and place for effective ministry” can be developed.

•   consultation to write the business plan for ministry needs
•   consultation for the loan application, approval, construction loan, and permanent loan process
•   consultation and guidance on the purchase, sale and management of property

Services
LCEF offers an “Arch of Services” which assists congregation’s move from the vision for ministry through to the reality of dedication for service to God.

•   Demographic Studies
•   Strategic Ministry Planning
•   Architectural Consultation
•   Capital Funding Services
•   Laborers for Christ

Consecrated Stewards – A service of Capital Funding Services “Want to raise Christian stewards while experiencing a significant increase in annual envelope giving?” 



  • LCEF Fall AZ Conference
    11-02-2012 ~ 11-03-2012

    For questions contact: questions@psd-lcms.org
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